Marco Island's Insurance Agency | Built for Florida's Unique Market

Family-Founded. Locally Rooted. Here to Educate, Not Just Insure.

At CDM Insurance, we believe insurance should be personal. It should be built on trust, relationships, and having someone in your corner when you need them most.

As a family-owned agency in Marco Island, we proudly serve homeowners, condo owners, business owners, and families throughout Southwest Florida. With Florida’s ever-changing insurance market, we know that choosing coverage can feel overwhelming. That’s why our mission is simple: to help you understand your options, protect what matters most, and feel confident in the decisions you make.

CDM Insurance was founded by an unlikely but powerful team; a son-in-law and mother-in-law who share a passion for serving people. Rich and Tracy combined their experience, values, and commitment to customer service to create an agency where clients are treated like family, not policy numbers.