# CDM Insurance

> Family-owned independent insurance agency serving Marco Island and Southwest Florida.

CDM Insurance is an independent agency founded by Rich Costante and Tracy, a son-in-law and mother-in-law team with over 25 years of combined experience. Named after Rich's children (Chase, Dominic, Madison), the agency is rooted in family values and a mission to educate clients before insuring them. They specialize in Florida's coastal insurance market — homeowners, condo, flood, auto, and business coverage — serving full-time residents, seasonal homeowners, and business owners across Collier County.

## Contact

- Address: 830 Bald Eagle Dr, Marco Island, FL 34145
- Phone: 239-519-2462
- Website: https://www.cdminsurancefl.com/

## Key pages

- [Homepage — auto, home, and business insurance quotes](https://www.cdminsurancefl.com/)
- [About CDM Insurance — agency story, founders, mission](https://www.cdminsurancefl.com/about-us/)
- [Homeowners insurance in Florida](https://www.cdminsurancefl.com/coverage/homeowners/)
- [Flood insurance — coastal Florida specialist](https://www.cdminsurancefl.com/coverage/flood/)
- [Condominium insurance coverage](https://www.cdminsurancefl.com/coverage/condo/)
- [Auto insurance — personal, motorcycle, classic car](https://www.cdminsurancefl.com/coverage/auto/)
- [Business and commercial auto insurance](https://www.cdminsurancefl.com/coverage/business/)
- [Insurance FAQ — Florida-specific guidance](https://www.cdminsurancefl.com/faq/)
- [Carrier partners — Tower Hill, Progressive, Neptune Flood, and more](https://www.cdminsurancefl.com/carriers/)
- [Insurance blog — Florida tips and coverage education](https://www.cdminsurancefl.com/blog/)
- [Request a quote](https://www.cdminsurancefl.com/get-a-quote/)

## Topics covered

- homeowners insurance Florida
- flood insurance Marco Island
- condo insurance
- auto insurance Southwest Florida
- independent insurance agent
- coastal property insurance

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Generated: 2026-06-19